Privacy
policy.

Effective Date: January 1, 2025

1. Introduction

At Ditch Your Money Diet (DYMD), your privacy is important to us. This Privacy Policy explains how we collect, use, and safeguard the information you provide when you subscribe to our newsletter. By subscribing, you agree to the practices described in this policy.

2. Information We Collect

  • Email Address: We collect only your email address when you subscribe to our newsletter. We do not collect your name or any other personal information.

3. How We Use Your Information

  • Newsletter Distribution: Your email address is used solely to send you our newsletter updates and related communications.

  • No Other Marketing: We do not use your email for any other marketing or promotional purposes.

4. Data Sharing and Disclosure

  • No Third-Party Sharing or Selling: We do not sell, trade, or share your email address with any third parties.

  • Limited Internal Access: Only authorized DYMD personnel have access to your email information, and it is used exclusively for sending newsletter communications.

5. Data Security

We implement reasonable technical and organizational measures to protect your email address against accidental loss, unauthorized access, or disclosure. However, please be aware that no data transmission over the internet or electronic storage method is 100% secure.

6. Data Retention

We will retain your email address for as long as you remain subscribed to our newsletter. If you decide to unsubscribe, we will remove your email address from our mailing list promptly, subject to any legal obligations that may require us to retain certain information.

7. Your Rights

  • Opt-Out: You can unsubscribe from our newsletter at any time using the unsubscribe link provided in each email.

  • Access and Correction: Since we only collect your email address, you have the right to request access to the information we hold about you and ask for corrections if necessary.

8. Policy Changes

We may update this Privacy Policy periodically. Any changes will be posted on our website with an updated “Effective Date.” We encourage you to review this page periodically to stay informed about how we protect your information.

9. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

Email: kate@ditchyourmoneydiet.com

By subscribing to the DYMD newsletter, you acknowledge that you have read, understood, and agreed to these Privacy Policy and Terms & Conditions.

TERMS + CONDITIONS

Effective Date: January 1, 2025

1. Introduction

Welcome to Ditch Your Money Diet (DYMD)! These Terms & Conditions (“T&C’s”) govern your use of our newsletter subscription service. By subscribing to our newsletter, you agree to be bound by these T&C’s. If you do not agree with any part of these terms, please do not subscribe or use our service.

2. Service Description

DYMD provides a newsletter service focused on wealth wellness coaching and financial well-being tips. The content provided is for informational purposes only and does not constitute financial or professional advice.

3. Acceptance of Terms

By providing your email address and subscribing to our newsletter, you consent to our collection and use of your email as described in our Privacy Policy, and you agree to be bound by these T&C’s.

4. Use of the Service

  • Newsletter Use: Your email address is used exclusively for the distribution of our newsletter.

  • User Responsibilities: You agree to provide a valid email address and to notify us immediately of any unauthorized use of your email account related to our service.

5. Intellectual Property

  • Content Ownership: All content provided in the DYMD newsletter, including text, graphics, and any other materials, is the property of DYMD or its licensors and is protected by copyright and other intellectual property laws.

  • Personal Use: You are granted a limited, non-exclusive license to receive and read our newsletter. You may not modify, reproduce, or distribute any content without prior written consent from DYMD.

6. Disclaimers and Limitation of Liability

  • Informational Purposes Only: The information provided in our newsletter is for informational purposes only and is not intended as professional advice. You should consult with a qualified professional for personalized advice.

  • No Warranties: The service is provided “as is” without any warranties, either express or implied. DYMD does not guarantee the accuracy, completeness, or usefulness of any information provided.

  • Limitation of Liability: In no event shall DYMD be liable for any direct, indirect, incidental, consequential, or any other damages arising out of or in connection with your use of the newsletter or reliance on any information provided therein.

7. Termination and Unsubscription

  • Your Right to Terminate: You may unsubscribe from the newsletter at any time by using the unsubscribe link included in every email.

  • DYMD’s Right to Terminate: DYMD reserves the right to suspend or terminate your subscription at any time, with or without notice, for any reason.

8. Modifications to Terms

DYMD reserves the right to modify these T&C’s at any time. Any changes will be effective upon posting the updated T&C’s on our website. Your continued use of our service following any modifications constitutes your acceptance of the revised terms.

9. Governing Law

These T&C’s are governed by and construed in accordance with the laws of [Insert Jurisdiction, e.g., “the State of Ohio U.S.A.”, without regard to its conflict of law principles.

10. Contact Information

For any questions regarding these Terms & Conditions, please contact us at:

Email: kate@ditchyourmoneydiet.com

By subscribing to the DYMD newsletter, you acknowledge that you have read, understood, and agreed to these Privacy Policy and Terms & Conditions.